Page 30 - Waterfall City SeptOct Issue 2025
P. 30
Waterfall City Finance
MAKE EVERY
MEETING COUNT
Prepare before seeing your financial adviser
By Robyn Laubscher, Advice and Product Specialist, PSG Wealth
E very meeting with your What to expect in your initial
meeting:
financial adviser is an
opportunity to take control
Your first meeting with a financial
of your financial future.
discovery meeting, and its aim is to
Whether you’re engaging for the adviser is commonly referred to as a
first time or sitting down for an help your adviser understand your
annual review, preparation is key. By full financial picture. To develop an
knowing what to expect and what appropriate and tailored financial plan,
information to share, you’ll get far your adviser will typically ask questions
more value from the time you spend covering the areas outlined below.
together, ensuring your plan remains
aligned with your evolving goals. Robyn Laubscher, Advice and Product Personal and financial background
Specialist, PSG Wealth To help your adviser understand your
situation comprehensively, you’ll
need to share information about your
personal circumstances, including
your marital status and, if applicable,
your marital regime. They will also
ask about your employment status,
income level and any dependents
you may have.
Your adviser will need to understand
your current financial situation as well,
including details of your major assets
and liabilities, whether you have life,
disability, or critical illness insurance
policies in place, and whether your
estate planning is up to date (for
example, wills and trusts). Additional
aspects that your adviser will typically
enquire about, will include any
emergency fund that you may have
in place, your monthly expenses, and
whether you are anticipating any major
changes in your income or expenses.
28 Waterfall City Sept/Oct 2025
