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CYBER SECURITY


        When will we get rid of passwords?




        By Shuman Ghosemajumder, global head of AI at F5



             asswords are inconvenient and create numerous security vulnerabilities, so why
             can’t we just replace them?
       PThe short answer is that there’s no better method. Yet. Companies are beholden to
        their users, and while most users claim to value security over convenience, their actions
        speak otherwise. As a case in point, research conducted by Google suggested that even
        when users have experienced their accounts being taken over, fewer than 10% will adopt
        multi-factor authentication (MFA) because of the associated complexity and friction.
           All authentication is a balance of usability, security, and deployability. To replace
        passwords, a new solution must equal passwords on all three fronts and exceed them
        on at least one. Trading off one set of advantages for another will not be enough to
        incentivise both organisations and users to switch. So, what can we do today to ease the
        password-driven bottlenecks and edge ever closer to friction-free nirvana?
                                                                                  Shuman Ghosemajumder
        A better MFA
        A hypothetical solution to our maximisation problem is invisible multi-factor authentication   iMFA could be implemented with a
        (iMFA). Unlike the MFA solutions of today, which typically rely on a password combined   combination of tools like WebAuthn and
        with an SMS or one-time password via email or a physical token, iMFA would rely on   behavioural signals.  The credential
        factors that are invisible to the user. Specifically, it would collect and process the maximum   storage and user verification can be
        number of effort-free signals. Let’s break that down:                     securely provided by WebAuthn and
        •   Maximum number: Web authentication is converging on a non-binary authentication   the continuous authorisation can be
           model where all available information is considered for each transaction on a best-  augmented with behavioural signals.
           effort basis. All of the context of a user’s interaction with a website can be used to   The traditional MFA factors - ‘something
           grant the best visibility into a user’s risk profile.                  you know,’ ‘have,’ and ‘are’ - come
        •   Effort-free signal collection and processing: Security should be provided on the   from WebAuthn, and the newest
           backend, so it doesn’t impede customers. By providing security without customer   factor, ‘something you do,’ comes from
           impact, companies can mitigate threats at minimal cost without introducing friction   behavioural signals, including new
                                               and upsetting users. For example,   types of biometrics. Further, generating
                                               most email providers have settled   this variety of signals requires just a
                                               for approaches that classify mail   single gesture from the user, which is
                                               based on known patterns of attacker   far less effort than entering a password.
                                               behavior. These defenses are not free   By combining these methods, and
                                               or easy to implement, with large web   constantly recomputing trust through
                                               operators often devoting significant   machine learning, we can achieve
                                               resources towards keeping pace     the rare simultaneous outcome of
                                               with abuse as it evolves. Yet, this   increased security with decreased
                                                   cost is typically far less than any   user friction.
                                                           approach requiring
                                                           users to change        An interim solution
                                                           behavior.              But iMFA cannot replace passwords
                                                                                  overnight. Change-resistant users will
                                                                                  need a gradual transition. Websites
                                                                                  will still have to incorporate a solution
                                                                                  like WebAuthn into their authentication
                                                                                  protocols. Without pressing urgency
                                                                                  from a specific security threat, many
                                                                                  sites will likely take their time adopting
                                                                                  this standard. Furthermore, the
                                                                                  integration process for a behemoth
                                                                                  like Amazon could be extremely
                                                                                  complicated, which is likely why there
                                                                                  has been initial support from browser
                                                                                  companies but not from e-commerce
                                                                                  companies or social media sites.



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